Sell Ltd
UK vs global · CMP · Cluster 1

Endole vs Creditsafe — head-to-head

Short answer: Creditsafe is a global commercial credit bureau used by banks and enterprise credit teams; Endole is a self-serve UK SME research tool. Different product class, different buyer, different price. If you need a lender-accepted credit score at scale — Creditsafe. If you need a UK company report today — Endole.

CBy Chris at Sell LtdLast updated
Endole footprint
  • UK-focused
  • Self-serve, £29.95/rpt+
  • Sold to individuals & small teams
  • ~5m UK limited companies indexed
Creditsafe footprint
  • Global — 200m+ companies
  • Enterprise contract — POA
  • Sold to banks, insurers, corporate credit teams
  • Score accepted by UK lenders
TL;DR
Creditsafe is a global commercial credit bureau — 200m+ companies, lender-accepted scoring, enterprise contract. Endole is a self-serve UK SME research tool at £29.95/rpt or £29–£99/mo. Compare buyer profile before price. Creditsafe for enterprise credit portfolios; Endole for UK ad-hoc lookups.

12-axis honest comparison

AxisEndoleCreditsafeWinner
GeographyUK-focusedGlobal — 200m+ companies across marketsCreditsafe
Pricing modelSelf-serve, £29.95/rptEnterprise contract — POAEndole
Sold to individuals?YesNo — minimum spend contractEndole
Credit scoringProprietary Endole scoreIndustry-standard Creditsafe score, used by lendersCreditsafe
API scaleUpper tiers onlyEnterprise API, deep CRM integrationsCreditsafe
Portfolio monitoringWatchlists on unlimited plansFull portfolio dashboards, alerts, dashboardsCreditsafe
One-off report£29.95Not offered ad-hocEndole
Time to first valueMinutesWeeks — sales / onboarding cycleEndole
Data depthUK companies + limited group dataDeep group hierarchies, cross-borderCreditsafe
Compliance & KYC layerNot designed for regulated KYCKYC / AML modules availableCreditsafe
Report formatBranded PDF per companyStandardised commercial credit report, lender-acceptedCreditsafe
Value at 1 report / mo£29.95Enterprise contract — vast overkillEndole
Chris's take

Creditsafe belongs on the same shelf as Experian and Dun & Bradstreet — enterprise commercial credit bureaus that sell to banks, brokers and large corporates. Endole is on a completely different shelf. Comparing them on price is like comparing a Bloomberg terminal to a Yahoo Finance login. Both technically tell you a stock's price. Only one is what a bank buys.

Individual credit controller? Skip Creditsafe.

For a small team doing UK-only lookups, Endole (or CompanyCheck) at ~£30/mo is honest value. Creditsafe's contract minimums make it wrong-shaped for casual use.

FAQs

Endole vs Creditsafe — which should I choose?

Creditsafe is a global commercial credit bureau serving banks, insurers and enterprise credit teams — priced on annual contract with minimum spend. Endole is a self-serve UK SME research tool. For enterprise credit portfolios at scale, Creditsafe. For individuals and small teams, Endole.

How much does Creditsafe cost?

Enterprise pricing — annual contract, sales-led. Typical entry sits in the low-to-mid four figures per year for a small team, scaling with seats and API volume. Creditsafe does not sell single reports pay-as-you-go for retail customers. Endole's £29.95 report is the honest fit for one-off lookups.

Is Creditsafe more accurate than Endole?

Creditsafe's score is more widely accepted by UK lenders than Endole's — it's an industry-standard input for commercial credit decisions. Both derive from Companies House on UK data; Creditsafe layers global coverage, deeper group hierarchies and a scoring methodology used across banking.

Do lenders accept Creditsafe scores?

Yes, widely. Creditsafe is one of the standard commercial credit bureaus in the UK alongside Experian, Dun & Bradstreet and Equifax. Endole's score is a decent second opinion but not typically the primary input for a bank credit decision.

Can I trial Creditsafe?

Creditsafe offers guided demos and short trials via its sales team — not a self-serve free tier. If you want to try before you buy, Endole's £29.95 single report is the fastest path. If Creditsafe fits your workflow after that, contact their sales team.

Which has better international coverage?

Creditsafe. It has data on 200m+ companies globally across markets in Europe, North America and Asia. Endole is UK-focused with limited coverage beyond it. If you need to check a French or German company, Creditsafe (or Bureau van Dijk, D&B, Experian) is the honest tool.

Which has better group-hierarchy data?

Creditsafe. Its parent/subsidiary and ownership-network data are deeper and better-resolved than Endole's. This matters for KYC, cross-border credit and complex-holding analysis. For a UK-only SME, Endole's coverage is usually enough.

Is Creditsafe overkill for me?

If you're a small business checking a handful of customers a month, yes — the entry cost and sales cycle don't justify the depth for small volumes. Endole (or CompanyCheck) at £29–£99/mo covers the same UK company data at a scale that fits.

What's the honest verdict?

Different product classes. Endole is a self-serve SME research tool; Creditsafe is a global commercial credit bureau. If you need lender-accepted scores, cross-border data and enterprise integrations — Creditsafe. If you need UK company facts and a credit report you can buy this afternoon — Endole.

Free alternative to both?

For UK company data, Companies House Service. For AI summaries, Sell Ltd's free checker. For global company snippets, OpenCorporates offers a free tier. None replaces Creditsafe's scoring depth or lender acceptance — those are paid layers by definition.

Can I use Endole and Creditsafe together?

Yes — many credit teams triangulate. Creditsafe as the primary bureau input, Endole (or CompanyCheck) as a fast second-opinion tool for junior team members, and Companies House for the underlying filings. Three inputs, three price points — a mature credit workflow.